Personal Information: This is “individually identifiable” information you provide to us when requesting information through our site. We collect and use personal information about you to respond to any requests you make for information, products and/or services offered through this website. We may also collect information in order to inform you about products, services, and other opportunities we think will be of interest to you. Even though some personal information we gather from you may be considered publicly available through government records or other public sources, we treat all personal information submitted by you as nonpublic personal information.
The information we collect may be from the following places:
Information you supply to us when you sign up to receive communication from us (example: your email address).
Information provided by you in association with obtaining financial products or services such as reverse mortgage loans (such as your name, age, telephone number, self-assessed property value).
Information you provide us through surveys, feedback, promotions or other forms hosted on our website or the pages of a mortgageforseniors.com partner.
Information about others such as name and age.
INFORMATION SHARING AND DISCLOSURE
We do not sell and share personal information about you with other people or nonaffiliated companies apart from providing products or services you have specifically requested or under the following conditions:
PRODUCT OR SERVICE REQUESTS
If you enter a request for a financial, insurance or other product or service offered through this website we will share personal information included in your request form, such as your name, email, physical address, telephone number, and property information, with lenders and partners in our provider network who offer the product you inquired about and like products with similar benefits to process and complete your request. Everyone on our network of providers, including banks, brokers and other firms has entered into a marketing agreement with mortgageforseniors.com and are required to comply with state and federal privacy laws and regulations. Mortgageforseniors.com and Partners on our provider network may contact you by telephone (including calls to a mobile phone or calls made using automated dialing), email, direct mail or any other method they may deem appropriate based on the information you supplied to us in order to process and complete your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission or any state equivalent Do Not Call List. If any of these firms calls you by telephone and you wish not to be contacted again by that firm, then you should notify that firm that you do not wish to be contacted again. If a firm ignores your request and contacts you again, please contact us immediately by sending an email to mortgageforseniors.com Customer Service. Please note that the lenders and other firms may maintain the information you provided whether you choose to use their services or not.
We sometimes share some of the information we collect with companies, such as marketing partners or other third parties that provide certain services for us such as marketing services, data verification and live chat. We may use the personal information that you supply to us and we may work with other third parties to bring selected retail opportunities to you via direct mail, email and telemarketing. These companies only have access to personal information necessary to deliver their service, and may not share it with others or use it for any other purpose – these limits are specified in confidentiality and other legal agreements with us. If you do not want us to share your personal information with these companies, contact us at Customer Service.
AS PERMITTED BY LAW
We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads.
With the exception of transactional email messages confirming or following up an action you’ve taken on our website, mortgageforseniors.com will only send email communications to you if you opt to submit your email address to us or register to receive them. With the exception of transactional email messages confirming or following up an action you’ve taken on our website, Mortgage For Seniors will include an opt-out opportunity to unsubscribe in all email communications; you may also opt out on our unsubscribe page. Sometimes, you may also receive emails that advertise mortgageforseniors.com’s services from third party publishers. We do not tolerate Spam and have established firm rules for dealing with any third party email services to ensure that advertisements for mortgageforseniors.com are not sent out through a “Spam” mailing. Any third party email publishers that refuse to abide by mortgageforseniors.com’s anti-Spam policy will be dropped as service providers. If you want to stop receiving emails from a third party, you should follow the opt-out instructions included in the third party email so that you will not be included in any future mailings. If the third party email publisher is unresponsive to your requests, please let us know at mortgageforseniors.com Customer Service.
IP ADDRESSES AND COOKIES
Some of our pages utilize framing and/or masking techniques to serve content from our partners while preserving the look and feel of our site. Please be aware that you are providing your personal information to these third parties and not to www.mortgageforseniors.com.
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Mortgageforseniors.com does not store this information for the sole purpose of sending this one-time email and tracking the success of our referral program.
SOCIAL MEDIA FEATURES AND WIDGETS
Only with your consent we may post your testimonial along with your name. If you want your testimonial removed please contact us at Customer Service.
CONFIDENTIALITY AND SECURITY
The security of your personal information is very important at mortgageforseniors.com, and we take a number of steps to safeguard it. For example: We limit access to personal information to those employees or agents who have a need to know such information in order to assist in providing requested products and services to you. They are required to adhere to strict policies and procedures regarding the handling of your personal information.
We use industry standard data encryption technologies when sending and receiving consumer information on the mortgageforseniors.com website.
We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect personal information about you. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
If you register or otherwise opt to receive communications from us, such as completing an online form, we will periodically send you newsletters and other e-mails featuring educational information, special offers, and other members-only benefits. If you would like to stop receiving these communications, please let us know by clicking here to unsubscribe or send an email to mortgageforseniors.com Customer Service (you may also opt-out by clicking on the unsubscribe link in our emails). Our email database is updated regularly. However, you may continue to receive email communications from us up to ten business days from the time we receive your unsubscribe request.
Please note that third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications. We partner with a third party to either display advertising on our website or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads. Also, please note that if you request information about a product or service through our website, we may send you a thank you email, ask for a satisfaction rating or a testimonial and send you periodic product reminders as part of your service.
THIRD PARTY LINKS
If mortgageforseniors.com receives personal information from a third party that is not in conjunction with a service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between mortgageforseniors.com and such third party.
mortgageforseniors.com does not knowingly collect information from children under the age of 13. If we learn that we have collected Personal Information of a child under the age of 13, we will delete that data from our systems.
UPDATING YOUR INFORMATION
Upon request Mortgage For Seniors, LLC will provide you with information about whether we hold any of your personal information. If your personal information changes or you want to access, update or delete inaccuracies, please contact mortgageforseniors.com Customer Service. You can also write us at the address below and request that your personal information be updated. We will respond to your request within a reasonable timeframe.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at Customer Service. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
QUESTIONS AND SUGGESTIONS
Last updated: March 21, 2019